Medicare

Medicare coverage is generally for individuals age 65 and older with sufficient work history in the Social Security system, individuals under age 65 who have received Social Security disability benefits for at least two years and certain individuals with end-stage kidney disease. These individuals are generally entitled to inpatient coverage, Part A, premium-free Medicare.

Medicare generally covers inpatient care in hospitals, skilled nursing facilities, and other institutions under Part A. It also covers outpatient services, physician services, medical supplies, and equipment under Part B. home home health care is covered under both Part A and Part B.

While Medicare covers many health care services, it does not cover certain types of care that are necessary to senior citizens or people with disabilities. The two most glaring gaps in Medicare coverage are prescription drugs and non-skilled, or "custodial" long-term care.

Other individuals who are 65 or older can purchase Medicare Part A. Almost all recipients pay a monthly premium for coverage under Part B.

Unlike Medicaid, Medicare eligibility is never based on the wealth of an individual, nor the value of other assets owned or whether the individual has given money away at any time.

*See videos on Medicare on our Medicaid page here.